HE Fees Q&A
The questions and answers below provide guidance on
higher education fees and financial support. For further
information, please contact Student Services on 0300 45 600
What will be the fees at Warwickshire College?
As a community college, Warwickshire College aims to keep higher
education affordable. See our HE fees page for more information.
Do I have to pay tuition fees up front?
No-one will have to pay their fees upfront.
Full-time students are still be able to get Tuition Fee Loans. A
key change is that part-time students can now also get Tuition
When do I have to pay back a student loan?
You will not have to pay anything back until you are earning
more than £21,000. As a graduate, you will pay 9% of your income
above this threshold and will pay a maximum rate of interest on
your loans of inflation plus 3%.
For example, if your salary is £25,000 a year, you pay nine per
cent of £4,000, which is £6.92 a week. Any outstanding repayments
will be written off after 30 years, thereby protecting graduates
with lower lifetime earnings.
Will student loan debt affect my chances of getting a
Mortgage providers have stated that they will not count student
loan debt when considering mortgage applications. This is because a
student loan is seen as an investment in your future which is
likely to lead to higher earnings throughout your lifetime.
What financial support is available for full-time
For full-time students beginning their studies in September
2014, government support includes
- Tuition Fee Loans (to pay your full course fees) and
- Maintenance Loans (up to £4,418 or £5,555 depending on whether
you live at home or away from home)
Visit the Student
Finance England website to find out more, including
information about support for disabled students and students with
Care to Learn
If you are under 20 years old and have children, Care to Learn
can help with the cost of your childcare while you are
out more about Care to Learn.
What financial support is available for part-time
If you are a part-time student then you can access a Tuition Fee
Loan to cover your full course fees. Visit the Student
Finance England website to find out more, including information
about support for disabled students.
is higher education worth it?
The benefits of HE are massive. People with HE qualifications
are more likely to be employed and more likely to be promoted. They
will earn around £400,000 more over their lifetime than someone
without an HE qualification. A recent survey of graduates three and
a half years after they left HE found an impressive 86.9% satisfied
with their career to date.
In other recent surveys:
- 86% of respondents thought higher education was worthwhile
- eight out of ten parents who did not go on to HE wish they
- One in five students meets and settles down with the love of
their life while studying in HE
- People who have studied in HE have more close friends and
stronger social networks than those who have not.
Is Warwickshire College a good option?
Warwickshire College has an established reputation for high
quality education while ensuring that its higher education courses
provide excellent value for money. Our wide range of HE courses is
in partnership with highly regarded universities including Coventry
University, the University of Worcester, the University of
Gloucestershire and Birmingham City University
Over 1,000 HE students study with us every year.
A combination of greater opportunities to work part-time
while studying, the ability to live at home and reduced travel
costs are all key factors in minimising the overall debt levels of
HE students at a college.