24+ Advanced Learning Loans

You can apply for a loan to pay your course fees.


Repayments START THE APRIL AFTER YOU COMPLETE YOUR COURSE and you won’t have to pay anything back until you’re earning over £21,000.

To qualify you'll need to be:


  • aged 24 and over on the first day of the course
  • a resident in the UK for 3 years prior to the start of the course
  • enrolling on a course at level 3 and above, such as: A levels, Access to HE Diplomas, other Diplomas and Certificates 



The loans are not means tested or credit checked - and any individual who meets the criteria will be able to apply for a loan whether they're employed or unemployed - the loan will then be paid directly to the college on your behalf. More about eligibility here.



  • you do not pay any course fees up front 
  • repayments start the April after you complete your course
  • you pay back your loan (plus interest) when you’ve finished your course and start earning more than £21,000 a year
  • if your income drops below £21000 - loan repayments stop
  • each month you pay back 9% of any income over £21,000. For example, if you earn £25,000 a year your monthly repayments would be £30


More about repayments here.


If your loan is for an Access to Higher Education diploma and you progress to complete a Higher Education programme, you will not have to pay back your FE loan - it is written off!


How to apply

  • you’ll be able to apply online or by post from April for courses starting between 1 August and 31 July.
  • you’ll be able to apply even if your course has already started
  • you have to apply before it finishes
  • it can take up to five days to process an application (or 2 to 4 weeks if you apply by post)
  • you need a National Insurance number before any money can be paid.
  • you can still apply for a loan before you’ve got a National Insurance number
  • you need your passport details or another form of identity to apply - eg your birth certificate. Don’t send your passport

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For more details about applying, contact student services - advice@warkscol.ac.uk


GOV.UK 24+ advanced learning loans

National Careers Service

24+ Advanced Learning Loan Bursary Fund

Request a discretionary support fund application form


If you'd like any more information get in touch with student services on 01926 318 080 or email advice@warkscol.ac.uk



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24+ loans information on GOV.uk